- Fill out a 3-minute application form
- Get an instant decision (within 90 seconds)
- Get funded into your bank account within 1 hour
- Make flexible monthly repayments to Cashfloat
Even if you stick to a monthly budget, unexpected expenses do come up. At times, you need a trustworthy lender that can give you a fast loan online. Cashfloat’s fast loans in the UK are available 24/7 to help you cover unexpected bills or emergency expenses, such as:
- If your boiler breaks
- Your car breaks down
- You have a medical emergency
Please note: Our fast credit should never be a long-term solution to a serious debt problem. If you are struggling financially, contact stepchange for free debt advice.
Is Cashfloat a safe quick loans direct lender?
Yes, we are a fully FCA (regulated by the Financial Conduct Authority), authorised quick loans direct lender and are on the financial services register – permission license: 714479. It’s our main priority to keep our customer’s information safe and secure. We are fully GDPR compliant and adhere to all the guidelines the FCA (Financial Conduct Authority) have put in place to protect borrowers from unfair lending practices. For more information about Cashfloat and how we work, click here.
I need quick money, how much can I borrow?
With Cashfloat, you can get a quick loan online of any amount up to ?1000. It is best to work out how much you will need before applying. You don’t want to be paying interest on unnecessary funds, nor do you want to have to be borrowing money twice. Remember, it is a serious responsibility to take a loan from a direct lender, and you need to ensure you can afford to make the monthly payments.
If I get a loan today, how long do I have to make the repayments?
If you get a loan today, your repayment terms will be anywhere between 3 months to 6 months from now (extending up to 7 months with Easy Start) depending on the amount that you would like to borrow. When you fill out your application, you can choose the loan duration that best fits your needs. Generally, you begin repaying your loan from the next payday. However, you can always repay your loan early at no extra charge and save on interest same day payday loans Wilmington.
Do fast loans with no guarantor exist?
Absolutely. Cashfloat offer quick loans with no guarantor that you can get the same day. In fact, all our payday loans are fast and no guarantor. We know that finding a guarantor can take time – something which you probably don’t have when looking for a quick loan. Therefore we spare you the bother by offering fast loans with no guarantor.
Can I get an easy loan from Cashfloat?
Yes, all our loans are quick and easy. We have designed our simple loans to be fast and hassle-free with zero paperwork and documents. Our quick application process is streamlined, helping you get access to credit asap.
Can I get a quick loan with no credit check?
Quick loans with no credit check as well as guaranteed same day loans are not recommended in the UK. Most direct lenders that offer quick loans with no credit check, the same day are unlikely to be regulated by the FCA. At Cashfloat, we will always perform credit checks to make sure that providing you with a loan won’t harm you financially. Are you worried about your poor credit score? Our quick loans are designed for people with a less than perfect credit file too. So go ahead and apply!